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Date: Fri, 31 Jan 2025 11:39:54 -0800
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From: PayPal Communications <no_reply@communications.paypal.com>
To: Jibreal Koomson <gfects@gfects.com>
Subject: We're making some changes to our PayPal legal agreements
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 Content preview:  We're making some changes to our PayPal legal agreements Jibreal
    Koomson, you can view the changes on our website. Hello, Jibreal Koomson
   We're making some changes to our legal agreements that will apply to you. 
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<h4 id=3D"preHeader" style=3D"display:none;color:#F5F7FA;font-size:0px;line=
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                           <tr>=0A                                  <td ali=
gn=3D"center" style=3D"color:#929496;font-weight:450;font-size:12px;line-he=
ight:9px;padding:10px 0px"><span>Hello, Jibreal Koomson</span></td>=0A     =
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=0A                        </tr>=0A                        <tr>=0A         =
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=3D"padding:24px 24px 40px 24px"><img src=3D"https://www.paypalobjects.com/=
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td align=3D"center" style=3D"padding:0px 24px 40px 24px;word-break:break-wo=
rd">=0A                            <p class=3D"ppsans" style=3D"font-size:4=
2px;font-weight:900;line-height:46px;color:#000;margin:0"><span>We're makin=
g some changes to our legal agreements that will apply to you.</span></p>=
=0A                          </td>=0A                        </tr>=0A      =
                </tbody>=0A                    </table>=0A                 =
   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=
=0A                      <tbody>=0A                        <tr>=0A         =
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line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr">=
<span>There is no action needed from you today, but if you would like to le=
arn more, you can find details about these changes, when they apply and wha=
t you can do if you want to decline the changes on our <a href=3D"https://w=
ww.paypal.com/us/webapps/mpp/ua/upcoming-policies-full=3Flocale.x=3Den_US&v=
=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=
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_upcoming-policies-full" target=3D"_blank" style=3D"text-decoration:none">p=
olicy update page</a>. You can also view these changes by visiting PayPal.c=
om, clicking 'Legal' at the bottom of the page and then selecting 'Policy U=
pdates'.</span></p>=0A                          </td>=0A                   =
     </tr>=0A                      </tbody>=0A                    </table>=
=0A                    <table width=3D"100%" cellPadding=3D"0" cellSpacing=
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    <tr>=0A                          <td class=3D"ppsans" style=3D"padding:=
0px 24px 24px 24px">=0A                            <p class=3D"ppsans" styl=
e=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:brea=
k-word" dir=3D"ltr"><span>If you have questions about any of these changes =
or your account, please don't hesitate to <a href=3D"https://www.paypal.com=
/us/smarthelp/contact-us=3Flocale.x=3Den_US&v=3D1&utm_source=3Dunp&utm_medi=
um=3Demail&utm_campaign=3DRT002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5d=
e81a08e90&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256c6f=
15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-user=
-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&=
e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.302.0&tenant_name=3DPayPa=
l&xt=3D145585%2C150948%2C104038&link_ref=3Dsmarthelp_contact-us" target=3D"=
_blank" style=3D"text-decoration:none">get in touch</a> with us.</span></p>=
=0A                          </td>=0A                        </tr>=0A      =
                </tbody>=0A                    </table>=0A                 =
   <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=
=0A                      <tbody>=0A                        <tr>=0A         =
                 <td class=3D"ppsans" style=3D"padding:0px 24px 24px 24px">=
=0A                            <p class=3D"ppsans" style=3D"font-size:14px;=
line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr">=
<span>Thank you for being a PayPal customer.</span></p>=0A                 =
         </td>=0A                        </tr>=0A                      </tb=
ody>=0A                    </table>=0A                  </td>=0A           =
     </tr>=0A                <tr>=0A                  <td width=3D"640">=0A=
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 <tr>=0A                                  <td align=3D"center" valign=3D"to=
p" style=3D"padding:30px 24px 30px 24px"><img src=3D"https://www.paypalobje=
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</table>=0A                          </td>=0A                        </tr>=
=0A                      </tbody>=0A                    </table>=0A        =
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=0A                      <tbody>=0A                        <tr>=0A         =
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ans"><a href=3D"https://www.paypal.com/us/smarthelp/home=3Fv=3D1&utm_source=
=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D256c6f15-e00=
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unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpci=
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target=3D"_blank" class=3D"ppsans" style=3D"color:#0074DE;text-decoration:n=
one" alt=3D"Help &amp; Contact">Help &amp; Contact</a><span style=3D"paddin=
g:0px 5px"> | </span><a href=3D"https://www.paypal.com/us/webapps/mpp/paypa=
l-safety-and-security=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campa=
ign=3DRT002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&ppid=3DRT0=
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0948%2C104038&link_ref=3Dmpp_paypal-safety-and-security" target=3D"_blank" =
class=3D"ppsans" style=3D"color:#0074DE;text-decoration:none" alt=3D"Securi=
ty">Security</a><span style=3D"padding:0px 5px"> | </span><a href=3D"https:=
//www.paypal.com/us/webapps/mpp/mobile-apps=3Fv=3D1&utm_source=3Dunp&utm_me=
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5de81a08e90&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256c=
6f15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-us=
er-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemai=
l&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.302.0&tenant_name=3DPay=
Pal&xt=3D145585%2C150948%2C104038&link_ref=3Dmpp_mobile-apps" target=3D"_bl=
ank" class=3D"ppsans" style=3D"color:#0074DE;text-decoration:none" alt=3D"A=
pps">Apps</a></td>=0A                        </tr>=0A                      =
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ttom:10px;padding-top:0px;padding-left:11px;padding-right:20px">=0A        =
                    <table cellPadding=3D"0" cellSpacing=3D"0" border=3D"0"=
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             <tr>=0A                                  <td align=3D"center" =
valign=3D"middle" width=3D"55"><a id=3D"twitter" href=3D"https://twitter.co=
m/PayPal=3Fv=3D1%2C0.1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DR=
T002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&ppid=3DRT002546&c=
nac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08=
e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-user-agreement-change-email&pag=
e=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mai=
l=3Dsys&appVersion=3D1.302.0&tenant_name=3DPayPal&xt=3D145585%2C150948%2C10=
4038&link_ref=3Dtwitter.com_paypal" target=3D"_blank"><img border=3D"0" src=
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layout/images/quantum_leap/footer-social-icons_x.png" width=3D"32" height=
=3D"32" style=3D"display:block" alt=3D"Twitter" /></a></td>=0A             =
                     <td align=3D"center" valign=3D"middle" width=3D"55"><a=
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tm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D256=
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en-US%29&unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab=
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546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.3=
02.0&tenant_name=3DPayPal&xt=3D145585%2C150948%2C104038&link_ref=3Dwww.inst=
agram.com_paypal" target=3D"_blank"><img border=3D"0" src=3D"https://paypal=
objects.com/digitalassets/c/system-triggered-email/n/layout/images/quantum_=
leap/footer-social-icons_instagram.png" width=3D"32" height=3D"32" style=3D=
"display:block" alt=3D"Instagram" /></a></td>=0A                           =
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k" href=3D"https://www.facebook.com/PayPalUSA=3Fv=3D1%2C0.1&utm_source=3Dun=
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d=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Do=
nline-user-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmai=
n%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.302.0&tenant_na=
me=3DPayPal&xt=3D145585%2C150948%2C104038&link_ref=3Dwww.facebook.com_paypa=
lusa" target=3D"_blank"><img border=3D"0" src=3D"https://paypalobjects.com/=
digitalassets/c/system-triggered-email/n/layout/images/quantum_leap/footer-=
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k" alt=3D"Facebook" /></a></td>=0A                                  <td ali=
gn=3D"center" valign=3D"middle" width=3D"55"><a id=3D"linkedin" href=3D"htt=
p://www.linkedin.com/company/1482=3Ftrk=3Dtyah&v=3D1&utm_source=3Dunp&utm_m=
edium=3Demail&utm_campaign=3DRT002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-=
d5de81a08e90&ppid=3DRT002546&cnac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256=
c6f15-e00b-11ef-8c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-u=
ser-agreement-change-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aema=
il&e=3Dcl&mchn=3Dem&s=3Dci&mail=3Dsys&appVersion=3D1.302.0&tenant_name=3DPa=
yPal&xt=3D145585%2C150948%2C104038&link_ref=3Dcompany_1482" target=3D"_blan=
k"><img border=3D"0" src=3D"https://paypalobjects.com/digitalassets/c/syste=
m-triggered-email/n/layout/images/quantum_leap/footer-social-icons_linkedin=
.png" width=3D"32" height=3D"32" style=3D"display:block" alt=3D"LinkedIn" =
/></a></td>=0A                                </tr>=0A                     =
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table cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" width=3D"100%" style=
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<tr>=0A                  <td class=3D"ppsans" width=3D"600">=0A            =
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llSpacing=3D"0" border=3D"0">=0A                      <tbody>=0A           =
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ine-height:16px;padding:6px 0px">=0A                            <p class=3D=
"ppsans" style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>PayPal is comm=
itted to preventing fraudulent emails. Emails from PayPal will always conta=
in your full name. <a href=3D"https://www.paypal.com/us/webapps/mpp/securit=
y/suspicious-activity=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campa=
ign=3DRT002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&ppid=3DRT0=
02546&cnac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256c6f15-e00b-11ef-8c9a-d5=
de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-user-agreement-change-em=
ail&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=
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0948%2C104038&link_ref=3Dsecurity_suspicious-activity" target=3D"_blank" st=
yle=3D"text-decoration:none">Learn to identify phishing</a></span></p>=0A  =
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able id=3D"hideForTextFooter" width=3D"100%" cellPadding=3D"0" cellSpacing=
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t:16px;padding:6px 0px">=0A                            <p class=3D"ppsans" =
style=3D"font-size:12px;margin:0" dir=3D"ltr"><span>Please don't reply to t=
his email. To get in touch with us, click <a href=3D"https://www.paypal.com=
/selfhelp/home=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DR=
T002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&ppid=3DRT002546&c=
nac=3DUS&rsta=3Den_US%28en-US%29&unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08=
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e=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mai=
l=3Dsys&appVersion=3D1.302.0&tenant_name=3DPayPal&xt=3D145585%2C150948%2C10=
4038&link_ref=3Dselfhelp_home" target=3D"_blank" style=3D"text-decoration:n=
one">Help &amp; Contact</a>.</span></p>=0A                          </td>=
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<span>Not sure why you received this email=3F <a href=3D"https://www.paypal=
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t-have-an-account-faq4172=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_c=
ampaign=3DRT002546&utm_unptid=3D256c6f15-e00b-11ef-8c9a-d5de81a08e90&ppid=
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c9a-d5de81a08e90&calc=3D316e18fb754ab&unp_tpcid=3Donline-user-agreement-cha=
nge-email&page=3Dmain%3Aemail%3ART002546&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3D=
em&s=3Dci&mail=3Dsys&appVersion=3D1.302.0&tenant_name=3DPayPal&xt=3D145585%=
2C150948%2C104038&link_ref=3Darticle_why-am-i-receiving-emails-from-paypal-=
when-i-dont-have-an-account-faq4172" target=3D"_blank" style=3D"text-decora=
tion:none">Learn more</a></span></p>=0A                          </td>=0A  =
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